How We’re Making Housing Affordable Again: Introducing Project My Home®
I’ve been in the mortgage business for over 30 years, and I’ve seen a lot of market cycles. Right now? Buyers are feeling stuck. Rates are high, prices haven’t dropped enough, and affordability is a major issue.
That’s why I created Project My Home®—a smart way to make buying a home actually doable in today’s market.
What Is Project My Home?
Project My Home is a specialty listing program designed to immediately lower the cost of homeownership for buyers—without asking sellers for concessions or playing rate shell games.
If you’re buying a home listed with Project My Home, you get a powerful choice:
- ✅ 1% Off Your Interest Rate (for the first year)
- ✅ Cash Bonus (typically 0.75%–1% of the loan amount)
- ✅ Permanent Rate Buydown
You pick the benefit that makes the most financial sense for your situation.
Why Buyers Are Struggling (And How This Helps)
Let’s be real: rates are still high, and prices haven’t crashed the way many hoped. Buyers are sitting on the sidelines waiting for “perfect” conditions.
But here’s the thing:
- When rates go down, home prices go up (because more buyers jump in).
- When rates stay high, prices may soften—but monthly payments still feel brutal.
In other words, low rates and low prices never show up at the same time. So how do you win?
Project My Home bridges that gap.
It gives you immediate affordability without waiting around for a market shift that may never come.
This Isn’t a Gimmick
Let’s be crystal clear:
- No seller concessions are required.
- No inflated rates to fund the benefit.
- No bait-and-switch.
The savings are already baked into the listing. No tricks—just a smart mortgage structure built to help buyers win in today’s market.
How to Find Project My Home Listings
We’re launching this program in more markets every week, and soon you’ll see it nationwide.
Here’s how to search for eligible homes:
- Go to Zillow (or your favorite home search app)
- Use the keyword filter
- Type “Project My Home”
You’ll see a map of all homes currently offering this benefit.
Don’t see any near you? Just shoot us a message at projectmyhome@loanwithrick.com, and we’ll do the legwork to match you with an eligible listing. I’m pretty good at playing house matchmaker. 😉
🎯 Want to Jump In Now?
We’re actively looking for buyers who want to take advantage of this now—not six months from now when the market gets crowded again.
👉 Click here to get matched with eligible listings
📱 Or just text me: 571-249-5363 with the words “PMH LISTINGS”
For Buyers, Sellers, and Agents: Let’s Make Housing Affordable Again
Whether you’re a buyer, a seller, or a real estate agent—you don’t have to navigate this market alone. I’ve helped thousands of families make smarter housing decisions, and I’d love to help you too.
Schedule a strategy call with me:
📅 calendly.com/rickelmendorf/project-my-home-with-rick
Let’s bring affordability back—one home at a time.
