Rick Elmendorf
At the age of 22, Rick embarked on his journey in the mortgage business. He started his career in a humble garage, working for a small brokerage company in Catonsville, MD. In those early days, the absence of advanced technology compelled him to gain an in-depth understanding of mortgage banking, delving into every aspect of the industry. Early on, Rick had a fanatical drive to become one of the best loan officers in the nation with a specific focus on VA Loans.
Rick’s family history and his own experiences have instilled a strong commitment to serving the military community. His father, after completing his military service, became a highly successful financial planner with USPA & IRA, currently First Command Financial Planning. His particular focus was always on helping military families achieve financial stability and success. Rick soon joined his father in this mission, engaging with clients and agents on the financing side and it wasn’t long before he developed a deep affection for his military clientele. The core values of the military were incorporated in his business. Rick adopted the principles of honor, service, duty, excellence, and teamwork. These values have been the foundation of his approach to serving his clients.
To this day, Rick and his team provide a top-tier mortgage experience that not only honors the military but also delivers on the promises made to those who have served. 5-minute approvals, his unique Excel Purchase Calculator and his ‘Offer Accepted’ strategy are just a few of the unique benefits he offers his clients.
Thank you!
It’s with immense gratitude that Rick Elmendorf and his team has consistently ranked in the top 1% of Loan Officers nationwide since 2003, a testament to their unwavering commitment and expertise. Rick is not only a respected VA loan expert but also an accomplished author, having penned two books: “The Loan Officer Revolution” and his latest e-book, “3% Lower.” His knowledge and dedication to serving veterans and military families make him a trusted resource in the mortgage industry.
If you’re looking for a VA loan expert who understands the unique needs of military families, whether it’s a VA Loan for a PCS to another duty station or you are a Veteran looking to purchase a new home with your VA Home Loan Benefits, Rick is dedicated to providing the best mortgage experience possible. Low mortgage rates with especially low VA Loan Rates!
a personal note from Rick
My life isn’t all about work! On the personal side, I have a beautiful wife and 2 strapping young boys. I currently live in Naples, FL and I have to be honest… I don’t miss the cold winters of Virginia!
John 1:12 KJV
But as many as received him, to them gave He power to become the sons of God, even to them that believe on his name:
Personal Interests
I really, really enjoy playing piano and singing. I have a beautiful Kawai baby grand that sounds better than the day I bought it. I also love pickleball and enjoy competing at a high level. Naples, FL sure does have their good share of Pickleball! I also love playing video games. I enjoy games like League of Legends (Plat level Jungler, Sejuani main, Nautilus Support). Yeah, only LOL geeks will understand. I also am into competitive first-person shooter games like Overwatch, Call of Duty and Fortnite. You get that I’m a geek by now, right? And, I still love a good game of chess as well having been trained over several years by American Grand-Master, Alex Sherzer reaching an over the board rating of just under 1800. My last competitive chess tournament was in NYC about 15 years ago. Now, I just play online.
coming to Faith at 25
But the most important thing in my life is not work, not may games and not my hobbies. In 1994 I had a one-on-one meeting with God. Convicted by the Holy Spirit over my sin and eternal home, on March 16, 1994, I bowed my head in the parking lot of Fairfax Baptist Temple after the Wednesday night service and begged God to save me. I knew I was lost, but I also knew that God wasn’t willing that I would die and go to hell, rather that I would come to a place of repentance and call on the name of Jesus. That night I repented of my sin, acknowledged my Savior and what He did for me on Calvary and called on His name (Jesus) to save me. After years of being a Christian, I still look back at that night as when I passed from death to life and was born again.
A great place to start!
If you are interested in spiritual things and are interested in knowing what the Bible says about Heaven and how to get there. Here is a great website that explains how to know for sure that you can have peace with a Holy God.
I hope I get a chance to know you personally one day, maybe see you on the pickleball courts or at least see you on the other side of eternity! ~Rick