first time home buyer

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How HomeScout Blots Out Competitors

You’ve seen the advertisements for the most popular home-search apps—Zillow and Trulia are names that probably come to mind. Amidst looking at homes, did you ever meander to the privacy policies of companies like these? If not, I invite you to. Why? Your personal info is being sold to third-party companies. These big-hitters are fueled by advertisements, meaning they can target you based on the personal info you provide at sign-up and on your profile. It may not seem like a huge deal that companies are getting your email address and name, but it can become a nuisance. If you’d rather not spend time deleting emails from seemingly random people and companies, HomeScout is your answer. Your Leg-Up on other Home Searches HomeScout is a new home search app that breaks away from other companies simply by its makeup. This service is invite-only, meaning users must have an access code.…

Rent vs Own

To rent or not to rent…that is the question! This debate is becoming more and more popular as many people sit on the fence of home-ownership, wondering whether renting or owning is the right thing to do financially. Even though many people would love to own, unfortunately they’ve been misinformed as to their ability to do so.  The good news is that I’m not here to try to get you to buy a home. On the contrary! I want to share some cold hard facts and the math behind the age-old question of “Should I rent or should I buy” in order to help you make an informed decision. What are the barriers to owning a home? The barriers to home ownership fall within two main issues (a bit like a duel-edged sword): credit and personal decision. Myth-busting the Monthly Payment Right out of the gate, I’d like to tackle…

5 Steps to Finding Your Dream Home

So, you’re a first time home buyer. Or, maybe this isn’t your first rodeo in the home buying market. Whatever your experience is, these steps will help you to avoid common mistakes and pitfalls you may not expect. Locate the community that best suits your needs You may come across the perfect home, but what about the surrounding area? Do you need to be within range of a notable school district? Or close to your workplace? Thinking about these necessities will help you sift through listings. Property Taxes A seasoned home buyer may know this already, but property tax varies from area to area. Make sure you are aware of what a listing’s property tax will be before signing. Otherwise, you may be shocked! Buy what you can afford The listing price is one of an assortment of fees that you will responsible for. Closing fees are a great example…

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